My Boyfriend Asked To Be Intimate But I'm Just Not Ready...please Advise

This is from one of my blog reader

My boyfriend and I have been together for a year. A few weeks ago, we tried to have sex, but once he put the condom on, it became so much more real and i decided i just couldn't do it. He's on vacation right now in Ghana, and we were talking, and he said I should just think about having sex with him. He tried to word it in a way where he wasn't pressuring me, but I feel pressured.

I'm 23, and he's also 23. Having sex seems like a nice fantasy, but I'm not ready for the real thing. A lot of my friends have lost their virginities and have already had sex with two guys. I don't want to have sex while still in University. I want to wait until I'm ready to handle the consequences, and I'm not! I'm scared of getting pregnant, even if we use condoms.


Any help or experiences? I feel like if I have sex with him, it will just be to make him happy and so I can get it over with. I do really love him, but my heart keeps telling me I should wait.